Products Overview
The “MyRI” Deposit Intelligence Suite
ReportBuilder™ - Precision pricing reports delivered in the format that suits your needs
| This is the home base to retrieve your precision-mapped, up-to-the-moment competitive analysis and pricing reports: Retail BalanceBuilder, Unique Tiering, Retail Small Business BalanceBuilder and your Executive Summary. MRI’s service guarantee promises that all of your competitors’ latest products and rates are ready on the morning of the day you select. View, Analyze and Share your reports with the complete confidence in the coverage, timeliness, and freshness of the data. |
Retail BalanceBuilder™
| Your finished deposit pricing reports are generated using your exacting product choices by term and tier, in ascending or descending order by APY, rate or tier for all your retail products. Completely interactive, you can view rate and APY, product relationships and the rate changes that occurred from any comparative date in the past year compared to today. Chart and graph any individual institution, then click to export reports as PDF or Excel files. |
Small Business BalanceBuilder™
| Customized mapping of consumer small business products including tiered checking, money market accounts, CDs, Sweeps, and IOLTAs. View the rate and APY of each competitive product, chart and graph historical rates of your competitors’ products for the past 12 months, and export the results as a PDF report or in Excel. |
Executive Summary
| Built for speed, view top-level comparison of competing products, by market and tier, liquid and certificates, all with a single mouse click. |
Unique-tiering Builder™
| Designed to reveal oddly tiered/termed product offerings, this report is invaluable in an ALCO setting to identify the complete product scope, product tiers and terms being offered by your competition. |
FormatBuilder™ - Build reports that mirror your product list
| The backbone of precision product mapping, FormatBuilder allows real-time customized mapping (live dynamic coding) and formatting for your MyRI deposit intelligence suite. Format your reports from highest to lowest or lowest to highest, view by APY, rate or tier for the highest level of precision to each of your products. FormatBuilder provides absolute confidence for all your reporting needs. |
SpecialsBuilder™ - Comprehensive competitive Specials and Promotions
| Instantly view all deposit specials and promotions from all of your competitors including unique terms, product relationships and the type of special (promoted, non-promoted, branch only plus website promotions). View history of the specials to find possible patterns and trends, and then export your reports in Excel or PDF for easy review. |
BenchmarkBuilder™ - Quick contrast to your competitive benchmarks
| Chart and graphically view your rates against your competitors, MSA/CBSA, state average, weighted averages, top Internet banking rates, MRI national average, FDIC average and the FDIC cap rate and other indices. A great addition to view your deposits strategies; Find Strengths, Weaknesses, Opportunities and Threats (SWOT) with BenchmarkBuilder, exclusively from Market Rates Insight. |
MarketBuilder™ - Product mix analysis
| MRI’s powerful GAP Analysis tool is exclusive to MRI and lets you view your retail product types, product groups, term and tier to your specified competitors’ average and then drill down to analyze and optimize your product mix to achieve your desired deposit volume and better serve your customers. |
ProductMoveAlert™ - Track competitive products as they happen
| Subscribe to our “early alert system.” Receive email updates when competitors change, delete or introduce new products into the market. Select any competitor by specific product or all products from any institution we survey nationwide. |
RateMoveAlert™ - Track competitive rate movement as it happens
| Stay ahead of your competition. Receive email alerts every time a designated competitor changes their rates for any product or focus only on a specified base product or special. |
ProductBuilder™ and ProductBuilder Alert™ - New product development
| View the newest innovations in product development. Exclusive to MRI, ProductBuilder’s live and searchable database allows you to research a wide range of product categories and specials, from comprehensive listings of deposit and loan products to social media and special promotions. You can query by state, competitor, range of dates or any other criteria by keyword. In addition to the searchable database, you can receive our weekly newsletter, ProductBuilder Alert, which delivers today’s cutting-edge, interesting new products being introduced to the market by financial institutions nationwide. |
Search by Competitor - Search the entire MRI database by competitor
| Search our extensive database to access rate sheets from your competitors or any institution we survey nationwide. It’s like walking into a competing bank on your lunch hour to gain comprehensive insight into specific, competitive product structures, relationships, specials, terms, tiers, rates and APY. |
Search by Product - Search the entire MRI database by product
| Data on demand from MRI’s searchable nationwide database of competing financial products provides interactive access to information outside the bounds of pre-formatted rate surveys, allowing you to search by specific competitor or any institution we survey in the nation by product type, term and tier. View the data live in HTML or export it immediately into Excel for sorting, filtering, and analysis. Save the specific search parameters for future reports or pull new ad hoc searches in seconds. |
Take a live tour and demo our precision pricing tools. Contact us for a personalized live tour today. email: MyRITestdrive@marketratesinsight.com or call 1-800-275-5556
Custom Research Services
Custom mortgage and consumer loan reports - formatted to your own specifications by your own MRI Loan Specialist
| Custom loan reports with the data that matters, formatted by your own assigned MRI Loan Specialist to your specifications. No extraneous data dumps, no need to reformat reports internally; MRI’s Loan Surveys are tailored to provide the rates, products and details on competitive mortgages and consumer loan products. Contact MRI to find out how we can improve your productivity and pricing. |
Custom fee & feature studies - up-to-date competitive data to align yourself with the market
| In today’s market climate, product and service fees are having a greater impact on customer decisions and your bottom line. MRI’s custom Fees & Features studies help you align your fees with those of your competitors’. Our fee research team delivers up-to-date data for your competitive studies. Contact MRI to discuss your institution’s unique fee study needs |
Ad Tracker - track your competitors in any market, on any medium
| The Ad Tracker service is capable of tracking competitors in any market, on any medium – newspapers, radio, television, web – in multiple languages. When you need to see how the competition is building their customer base, branding their image or promoting a product, you need Ad Tracker |
Historical reports - research by specific institutions and markets
| Historical deposit rate data is readily available for specific institutions and markets including nationwide, statewide and local U.S. markets. Whether you need current data to analyze a potential new market or historical data to track interest rate trends, MRI provides data sets for any need. |
Data feeds - custom data for your website or intranet
| Custom-programmed data feeds deliver the latest competitive rates and products for your ad hoc or ongoing data requirements. Fresh data files in any format can be auto-retrieved from a secure site, fed directly to your customer-facing website or transferred to any recipient. |
Data licensing - add MRI data to your ad campaign or website
| To add “third-party” impartiality in advertising campaigns or to you customer-facing website comparison tables, Market Rates Insight offers data licensing of competitive rate information to institutions and media sources. Talk to our Licensing Specialist for more information. |
Rate Analytics - optimize deposit pricing for the highest balances at the lowest APY
| Optimize your deposit pricing to produce the highest balances at the lowest APY. Understand the relationship between changes in competitive rates and your balances, as well as the impact of rate changes across each of your deposit categories. The analysis is conducted at the MSA level, which is the most homogenous pricing environment. |
